By Jameliah Francis Habits are developed over time and can be extremely difficult to break. It’s even more difficult when it involves spending money, especially during the holiday season. The shopping list may be exhaustive, with a variety of gifts for friends and loved ones and items for the home.
By now, we have all heard how immense the student debt crisis actually is. So, it should come as no surprise that student loans continue to wreak havoc on the lives of students who graduate with loan repayments. What is more, though, is that the loans carry on their effect
There is a little something called life, and it does happen. Nine out of ten times, no one gets into debt on purpose. People get into debt for a variety of reasons: huge medical bills from an illness or injury, divorce, death, loss of a paycheck, poor money management, merely
The greatest financial crisis in the United States was the last recession which spanned from December 2007 to June 2009. During this time, unemployment rates were raised by about 6.1% resulting in a loss of consumer spending and business investments. Before the recession, many Americans bought houses using mortgages they
For many immigrants, the American Dream is that of either owning a business or a home. Sadly, with recent flat-line mortgage industry resulting in a foreclosure crisis, the American Dream of owning a home has become a nightmare. This nightmare is keeping immigrants from all over the United States awake
America is a nation of consumers. A highly paid army of persuaders surrounds us with thousands of seductive messages each day that say “buy buy buy.” Plus, credit makes living beyond our means easy and resisting the siren sounds of the advertisers difficult. However, we are also told that if