It’s easy to find articles explaining the 10 or more areas on your credit report that impact your score. Generally speaking, these lists are not wrong. However, they can be overwhelming and complicate the topic. Where should you really focus your efforts? What will help you get the credit rating
You’ve probably seen ads from companies promising a “new credit identity” — that is, a fresh start for your credit history. It may seem like just the thing you need to get your credit back on track, but it’s actually a scam. These companies often sell Social Security numbers illegally.
By Elisabeth Buchwald, Market Watch ‘It’s been bizarre with this recession to see credit scores go up’ If you looked at Americans’ credit scores lately, you might conclude that most people in the U.S. are financially healthy. In fact, you might be led to believe that despite causing an economic
By Megan DeMatteo, CNBC Personal loans were the fastest-growing debt category in 2019, but new data from Experian found that changed in 2020. While personal loans saw a 12% year-over-year increase in 2019, the category only grew 1% in 2020 (the slowest for any debt category last year) with fewer people taking out loans.